Financial Training For Financial Regulators

Hipereon provides business credit underwriting training for State and Federal Regulators of Financial Institutions.

The training focuses on the financial analysis process used to determine business credit worthiness as well as the organizational dynamics required to establish a viable business lending program.

How You Benefit

Participants in these training programs will learn how to employ a systematic business financial process that will focus on the key business model structure characteristics that impact operating cash flow and the prospective business borrower’s capacity to repay. They will learn how to review and critique business credit memorandums and how to enhance their ability to evaluate the design and operating performance of a financial institution’s business credit review and approval processes.

As a component of this training, they will learn how to evaluate business loan agreements and related loan documentation. They will also learn how to assess the structure and quality of a financial institution’s business credit administration procedures including their business loan review process and the utilization of a business loan risk rating system.

Training Services

Hipereon provides Regulator clients with a curriculum of training programs that are typically designed in 2 to 5 day formats. Our curriculum includes:

Financial Regulator Curriculum

  • Managing Business Banking
  • Analyzing Business Financial Statements and Tax Returns
  • Business Financial Analysis in a Business Credit Context
  • Assessing Risk and Preparing Business Credit Memorandums
  • Managing Credit Administration and Loan Review/Audit Processes
  • Developing and Managing a Loan Risk Grading System
  • Analyzing Commercial Real Estate and Construction Loans
  • Managing Problem Loans and Workouts
  • Understanding the Financial Services Risks Associated with Business Succession
  • Member Business Services/Member Business Lending Organizational Essentials

Hipereon training programs are facilitated in highly interactive workshop formats that utilize a variety of case-study exercises. Participants have the opportunity to apply the financial analysis processes and techniques they learn in the programs to real world scenarios.

Consulting Services

Hipereon provides consulting services for business loan review and problem loan/workout needs. For more details, please contact us.

Please contact us and our training professionals and consultants will assist you in finding the training and consulting solution best suited for your needs.